Are you a “underearner”? You may be surprised …
Underearning has nothing to do with how much you earn in terms of numbers. You can make six figures and still be a underearner. It is a matter of compliance – or lack thereof – and has more to do with our view of our real wages.
Conversely, you can also earn some might consider a low wage, and not a underearner. This person is someone I would call a “low source of income into account,” who consciously decides to lower wages because the particular job is fulfilling in other ways (and provides a sufficient income so that she is not obliged to debt ).
But Underearning is rarely, if ever, a conscious choice. Never feed your soul. It is always a condition of deprivation – not just money, but time, respect, freedom, choice, joy and / or self-esteem.
Let’s look at the ten traits of a underearner …
1. You talk as if you are stuck.
Underearners feel trapped. They rationalize their situations with a series of excuses that block your options with emotional blinders. They do not realize that they can make changes in their lives to change their feelings.
2. You give your power away.
It’s no wonder underearners feel trapped: They are constantly projecting power outward. They blame others or external conditions to cause problems. The notion of “Prince Charming” is one of the favorite stereotype of women; Lottery prominently place for both genders. But this is nothing more than an unproductive habit and one that can be reversed!
3. You underestimate your value.
Underearners away their time, knowledge, skills, experience free bargain prices or because they believe they are worth more. They often seek evidence of its value as a volunteer, at work or elsewhere. Nothing wrong with the pro-bono work – but it should be, and can be a choice.
4. You crave comfort.
Success in anything – take the challenge of making money or losing weight – need to get out of the comfort zone. Underearners tend to stick to what is safe, its called comfort zones. What a misnomer: these places are only familiar and predictable!
5. You tend to self-sabotage.
Underearners undermine themselves and their potential to succeed, plain and simple. They unconsciously self-sabotage, getting caught in traps like procrastination problems,, intelligently rationalize job-hopping, and so on. Ironically, self-sabotage is an option! Underearners can choose to change their attitudes, and therefore change their behavior.
6. You often feel codependent.
People who do not value themselves easily fall into codependency, and tend to prioritize the needs of others above their own. Self-denial in this way always leads to anger, resentment, pain and even disease. Attend all others before taking care of yourself has been known to destroy careers, if not lives. Take care of yourself and you will gain what you want.
7. You live in financial chaos.
Underearners often live paycheck to paycheck, struggling to make ends meet, accumulating debt, working endlessly with no end in sight. This applies even to those who are doing what appears to be good money. Such patterns may arise simply adopt the attitude of a low-income. Not respecting one’s resources is just another kind of self-sabotage, lack of self-care.
8. You are vague about money.
Underearners use the same methods to manage their money as they do for most decisions: avoidance and deception. They often have no idea how much money they have, how much you earn, how much they should, or even how much they need. They operate an illusion instead of thinking about wanting to pursue individual desires.
9. You resent the wealth of others.
Because these other traits are often set underearners competition. As a result, they can be downright negative about money and / or people who have it. As a rationalization for self-sabotage often think there is virtue in being poor, and criticize those that focus on financial gain.
10. You are controlled by fear.
Underearners are afraid of success. Why? They are ultimately afraid of failure, of rejection, of being judged. They are afraid of having more responsibility, and the possibility of losing everything.
This is the essential collection for all underearners 22: I have to change, I have fear of change.
But there is good news …
Did you notice what these ten traits have in common? Every one of them is self-imposed. It all starts with the first feature – underestimate their value. This is something that each and every one of us has to work.
This is difficult, but mostly wonderful news. How can be difficult and wonderful? Well, if you can by itself create the conditions for Underearning occurs, you have the power to change.